Stop chasing payments.Start collecting them.
Your AI finance agent lives on WhatsApp. It creates invoices, chases payments, negotiates payment plans, and collects — so you never have to.
No credit card required · Free forever plan
Trusted by 2,000+ businesses across Nigeria, South Africa, Kenya, Ghana & the US
Your AI finance agent handles the work
From invoice creation to payment negotiation, your agent operates autonomously with enterprise-grade safety guardrails — so every action is accurate and merchant-controlled.
WhatsApp Interactive Invoicing
Send professional invoices directly inside WhatsApp chats. Customers pay in 1 tap without downloading any app.
Smart Automated Follow-ups
Automated reminder sequences that know when to nudge. Customize cadence, polite tone, and escalation rules.
Instant Multi-Method Payment
Collect via bank transfer, debit cards, M-Pesa, Paystack, and Flutterwave. Funds settle directly to your bank in 24 hours.
Real-Time Receivables Dashboard
Live visibility into paid, pending, and overdue receivables. Automatic matching and reconciliation.
Multi-Currency Auto Conversion
Invoice seamlessly in NGN, KES, ZAR, GHS, and USD with transparent mid-market conversion rates.
Smart Payment Negotiations
AI detects when customers negotiate payment plans, extensions, or discounts — then routes to you for approval. 7 languages supported.
Enterprise AI Pipeline
Deterministic safety guards + LLM intelligence. Your agent never hallucinates financial data — every amount and date is code-verified.
Loved by finance teams that hate chasing invoices
“We cut our average receivables collection window from 14 days down to 3 days. Payorth completely transformed our cash flow.”
“Our clients love paying right in WhatsApp. The 98% open rate is unmatched compared to sending PDF invoice emails.”
“Onboarding took under 10 minutes. Within a week we automated our entire follow-up sequence with zero manual hassle.”
Simple pricing. No hidden transaction surcharges.
For freelancers and small businesses just getting started.
- Up to 50 invoices/mo
- WhatsApp Business sending
- Basic receivables dashboard
- Email & chat support
For growing businesses that need automated collections at scale.
- Unlimited invoices
- Automated AI follow-up sequences
- Multi-currency auto conversion
- Priority 24/7 support
- REST API & Webhooks access
- Team permission roles
For large institutions with high volume & custom requirements.
- Dedicated account manager
- Custom ERP integrations (Xero, QuickBooks)
- SLA 99.99% uptime guarantee
- Advanced financial analytics
- SSO & SAML authentication
- On-premise deployment option
Frequently Asked Questions
Everything you need to know about Payorth collections automation.
Ready to stop chasing payments?
Join thousands of businesses using AI to automate their collections. Your agent is ready in under 60 seconds.
No credit card required · Free 50 invoices/month